hi I wanted to ask if I could actaually get into some big trouble if I don't give the car up for repossession first thing I want to know is that when they repo a car is it usually the person who took out the loan? we have two cars one is in my husbands name and the other is in my mothers she's the one who took the loan but the car resides with us she's got the titles in her name and everything else just the insurance is in both names I know nothing about repos and my husbands father said that if we don't give the car up that the police will be knocking on my door. the other is in my husbands name and only his. the repo man that was here asked for my husband. can anyone give any information on this or shed some light.. my husband gets paid every two weeks so.